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  • Home
  • IRON HEALTH
  • LIFE X
  • GLOSSARY
  • Join Our Team!
  • Life X Phone Numbers
  • LIFE X VL Plans
  • Major Medical LifeX Plan
  • BLOG
    • Educational
  • Iron Health Info Library
  • CDR - Working Owner Info
  • Covered365 Iron Health
  • Covered 365 App(PSM RBP)
  • Detego Health-My Portal
  • GigCare - Quick Ref Guide
  • Green Imaging -By Detego
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  • NaviClaim- FAQ Agreements
  • NaviClaim-Member Advocate
  • Population Science RBP
  • PSM Questions To Answer
  • PSM Quick Reference Guide
  • PSM Working Owner-Roles
  • ScriptAide-Pharmaceutical
  • Detego Health Quick Ref
  • Broker Detego Health Ref
  • HC Data Analytics – TDK
  • HC Data Analytic Overview
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  • PSM NE GigCare Overview
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LIFEX OFFERS GROUP HEALTH COVERAGE!

ABOUT LIFEX

About LifeX


We Finally Found The One.

After years of listening to what people really need, learning what truly works, and searching for a plan that does it all—we’re proud to introduce LifeX 's Group offered Health Coverage. This isn’t just another health policy. It’s the plan we’ve been waiting for—and the one you’ve been hoping for.

LifeX's offered Group Health Coverage is built around you. Whether you're focused on long-term security, everyday wellness, or just protecting what matters most, this all-in-one plan offers complete coverage with no compromises. It's flexible, affordable, and designed to fit your life—not force you to change for it.

Here’s why so many people are making the switch:

  • No Surprises: Lock in your rates until at least age 65. No unexpected price hikes.
     
  • Complete Compliance: ACA-compliant and meets Minimum Essential Coverage (MEC)—so you stay protected and penalty-free.
     
  • Real Coverage: Most pre-existing conditions are covered. Yes, really.
     
  • Low Deductibles: Starting at just $500—because your health shouldn’t start with debt.
     
  • Everyday Care You Can Afford: Doctor visits with low copays, $25 labs, and $50 X-rays.
     
  • Preventive Care Included: From mammograms to colonoscopies, wellness services are covered.
     
  • Prescription Coverage: Free generics to keep costs down and care up.
     
  • Maternity Benefits: Pregnancy coverage for Primary members.
     
  • Specialty Services: Affordable MRIs, scans, and even chiropractic care.
     
  • Top-Tier Networks: Choose from Blue Cross Blue Shield or PHCS for trusted providers.
     
  • Mental Health Support: Get help when you need it—comfortably, even from home.
     
  • No Association Fees: More coverage, fewer extra costs.
     
  • Nearly 100% Retention Rate: People love this plan—and they stick with it.
     
  • Healthy Rewards: In low-claim groups, you could even get a partial refund just for staying healthy.
     

This is peace of mind made personal—not just another policy. With LifeX's offered Group Health Plan, you're not just covered, you're cared for. Join the growing number of people who’ve finally found the plan that works for them.

Ready to protect what matters most? Let’s get started today.

ABOUT LIFEX

About LifeX


Q: Want to know everything about LifeX?
A: After years of listening, learning, and searching, we’re thrilled to have found LifeX's offered Group Health Plan—the plan we’ve been looking for from the start. Designed to meet real needs and provide complete coverage, this is more than just another health policy—it’s peace of mind, finally made personal. Whether focused on long-term security, day-to-day wellness, or protecting what matters most, LifeX's offered Group Health Plan is the all-in-one solution built to adapt to your life, not the other way around. We've waited years for the right health plan. 

 

Here are just a few benefits at a fraction of the cost of other plans!


  • Lock in your rate until at least age 65 – No surprise rate increases!
  • ACA compliant and meets Minimum Essential Coverage (MEC)
  • Most pre-existing conditions covered.
  • Deductibles as low as $500.
  • Doctor copays - Access care without the burden of high out-of-pocket costs.
  • Labs only $25
  • X-rays only $50
  • Wellness services (including mammograms and routine colonoscopies) covered!
  • RX coverage- free generics.
  • Pregnancy coverage for Primary’s pregnancy.
  • Affordable scans, MRIs, and X-rays – Health care without breaking the bank.
  • Chiropractic care - Stay aligned and healthy with covered chiropractic treatments.
  • CIGNA EPO, Blue Cross Blue Shield or PHCS Network – Access a wide range of trusted medical professionals.
  • Mental Health – Get the support you need from the comfort of your home.
  • No association fees – Keep more of your hard-earned money.
  • Nearly 100% retention rate– Clients stick with LifeX'soffered coverage because they love the plan.
  • Low-claim groups even receive a partial refund!– Get rewarded for staying healthy!


Check out the new innovative money-saving LifeX offered CIGNA Network Group Health Major medical pla

LifeX now offers a Major Medical Cigna network group health plan underwritten by Benefit Logistic Captive Insurance Co, Inc NAIC #17633 . It's the most innovative and cost-saving plan we have ever come across. Designed with people like you in mind, it offers everything people ask for at an amazing rate because it is a group plan. Individuals and 1099 worker now have access to group plans! Stop overpaying and getting nothing in return. Wellness and pharmacy included, deductibles as low as $500, and so much more!

The best coverage for the lowest price

Discover the smartest way to secure comprehensive group health insurance for you and your family with LifeX. If you're a 1099 contractor or a W-2 employee without employer-sponsored benefits, you no longer have to settle for less. LifeX offers innovative major medical group plans that offer robust coverage with a wide range of benefits at an incredibly low cost, making strong health protection accessible and affordable. Stop waiting and start saving today with the coverage you deserve. 

Your Responsibility

Become a LifeX Research Associate


Earn Money. Access Health Benefits. Advance Innovation.


What Does a LifeX Research Associate Do?

As a LifeX Research Associate, you’ll play a vital role in shaping the future of healthcare — all from the comfort of your own home. Each month, you'll receive a notification via email or text with new opportunities to participate in cutting-edge health research. These activities are short, engaging, and easily accessible through your Personal Health Dashboard™ (PHD) — your central hub for both research and benefits.

How It Works:

  • Complete Quick Research Tasks
    Participate in 15-minute or shorter activities like watching videos, answering surveys, logging vitals, trying wellness apps, or even attending virtual health coaching sessions.
     
  • Earn While You Help
    Get paid $40/hour, calculated by the minute. For example, a 15-minute activity earns you $10. It’s that simple.
     
  • Track Everything in One Place
    Your PHD gives you seamless access to your activities, payments, and benefits — all in one secure, user-friendly location.
     

Unlock Real Health Benefits


As an active Research Associate, you may qualify for group medical and wellness benefits — similar to what full-time employees receive. These are administered by Benefits Health Plan Inc. (BHPI), our trusted third-party administrator.

Just keep up with your monthly activities and timely premium payments to maintain your coverage.
 

Who Can Participate?

Only the designated LifeX Research Associate (you!) has access to the PHD and can complete activities. This ensures your contributions remain personalized, secure, and impactful.


Ready to Get Started?

Make a difference in healthcare, earn meaningful income, and take charge of your own wellness — all as a LifeX Research Associate.


Join Today and Activate Your Personal Health Dashboard™


LifeX Customer Service,claims and Support Phone Numbers

LIFEX HEALTH CUSTOMER SERVICE AND SUPPORT PHONE NUMBERS

LifeX Customer Service and Support Phone Numbers 

Set an appointment to speak with a LifeX Health agent

Set an appointment to speak with a LifeX Health agent

LifeX Questions and answers and important information

LifeX Questions and answers and important information

Here IS How to join our award-winning team and become a broker?

How to join our award-winning team and become a broker here.

LifeX Offers Health Coverage In Most States

LifeX Health COverage Available States

Alabama - AL ​Alaska - AK ​Arizona - AZ ​Arkansas - AR ​California - CA ​Colorado - CO ​Connecticut - CT ​Delaware - DE ​Florida - FL ​Georgia - GA ​Hawaii - HI ​Idaho - ID ​Illinois - IL ​Indiana - IN ​Iowa - IA ​Kansas - KS ​Kentucky - KY ​Louisiana - LA ​Maine - ME ​Maryland - MD ​Massachusetts - MA ​Michigan - MI ​Minnesota - MN ​Mississippi - MS ​Missouri - MO ​Montana - MT ​Nebraska - NE ​Nevada - NV ​New Hampshire - NH ​New Jersey - NJ ​New Mexico - NM ​New York - NY ​North Carolina - NC ​North Dakota - ND ​Ohio - OH ​Oklahoma - OK ​Oregon - OR ​Pennsylvania - PA ​Rhode Island - RI ​South Carolina - SC ​South Dakota - SD ​Tennessee - TN ​Texas - TX ​Utah - UT ​Vermont - VT ​Virginia - VA ​Washington - WA ​West Virginia - WV ​Wisconsin - WI ​Wyoming - WY 

LifeX is not yet available in

AL - Alaska, HI - Hawaii, MD - Maryland, NH - New Hampshire, WA - Washington 

Easy Enrollment

Enroll in our self-employed health insurance plans easily online or by phone.

LifeX Offers Affordable Health Coverage Plans!

Ready to sign up for LifeX Health coverage?

LIFEX Coverage Sign Up / Contact Us

Ready to sign up for LifeX's offered Group  Health coverage?


Call us:

704-940-6654


Text us:

704-360-0462


Set an appointment with us:

Calendar


Email us:  team@smartinsurancestrategies.com 


Join our award-winning team!

Join Our Award-Winning Team!

Join The Team!

Every Contact For Those On LifeX's Group Offered Plans

Everything you need to know to contact LifeX Group Health Plans

If you are looking to contact LifeX or affiliates

If you are having difficulty navigating all of the contact information out there on LifeX's Group Health Coverage, this is the perfect place to find all the contact numbers you need!

To sign up for LifeX's Group Offered Health coverage

To get coverage call: 704-940-6654. If you decide to sign up for LifeX's group-offered health plan, it's easy and takes no time to complete the enrollment process.

LifeX's offered "OUR LIVE DOC": Telehealth (940)548-3362 Extension #1

This is the number to call for your "Our Live Doc virtual telehealth." Save time and money and see a doctor from the comfort of your own home.

LifeX's Member's Claims and customer Service: (940)548-3362 EXTENSION #2

If you are already enrolled in LifeX's group-offered health plan and have a general question or a question about a bill, this is the number to call. LifeX's group health plan claims and customer service: (940)548-3362 .EXTENSION #2.

LifeX's Member's Provider and eligibility: (940)548-3362 EXTENSION #3

If you are currently enrolled in LifeX's group-offered health plan and are looking to find a provider in network, then call (940) 548-3362 EXTENSION #3.

LifeX's Member's Pre-certifications: (940)548-3362 EXTENSION #4

If you are on LifeX's offered group health plan, it's essential to obtain pre-certification before receiving certain services. If you don't, your plan may not cover the services. Review your summary of benefits to determine which services require pre-certification, or contact this number to find out: (940)548-3362 EXTENSION #4.

KMG SERVICES : LifeX's group-offered health plan's billing service: (833)564-2455

If you have a question on a bill from a provider or E.O.B. (explanation of benefits) then call this number. KMG handles the billing for LifeX's group-offered health plans. (833) 564-2455.

Want to become an agent /broker/ recruiter of life'x? call: (704)940-6654

If you genuinely want to help people navigate the difficulties of health coverage and earn a great residual income doing it, call us, and we can have you on board selling one of the most exciting health plans we've ever encountered. (704) 940-6654.

LifeX's MVP agent/ broker support: (307)452-5055

If you are an agent or broker contracted to sell LifeX's group-offered health plans and have a question, call agent support at: (307)452-5055.

If you have Lifex's proac for pharmacy benefits: (877)635-9545

If you are on a group plan offered by LifeX that includes Proact Pharmacy benefits, call this number for assistance: (877) 635-9545.

LifeX's PHD support: (866) 357-4856

lifex's bhpi customer service and phone numbers

If the group plan you are on, offered by LifeX, is managed by BHPI (Benefits Health Plans Inc., a TPA (Third Party Administrator), call this number for help: (844) 580-2474

LifeX Group Health Plan Pricing List

All costs and premiums for LifeX offered health plans right here

Premium COst AGe Bands for popular LifeX offered plans

Here is the cost for some of LifeX's offered most popular plans. Please note that my prices are subject to change. Premium costs are based on the age of the oldest enrollee and are applicable for one person, one adult with children, two married individuals, or a family. What makes this premium pricing cost-effective for multiple children is that the price remains the same regardless of the number of children. A family of five will pay the same as a family of three.

LifeX VL $1500 Deductible

LifeX VL $1500 Deductible Premiums By Age Band (PHCS Network):

Age 18-29:

1 person: $259.00

2 married: $579.00  

1 person plus children: $569.00  

Family: $819.00 


Age 30-34:

1 person:  $309.00 

2 married:  $609.00    

1 person plus children:  $593.00

Family:  $859.00 


Age 45-54:

1 person: $349.00 

2 married: $659.00     

1 person plus children: $639.00   

Family: $929.00 


Age 55-64:

1 person:  $399.00  

2 married:  $689.00      

1 person plus children:  $649.00   

Family:  $949.00 


For Premium pricing on LifeX VL with a $ 1,500 deductible and the Blue Cross/Blue Shield network, please get in touch with us. 704-940-6654

LifeX Cigna EPO $1500 Deductible by age band

LifeX Cigna EPO $1500 Deductible (Cigna Network) priced by age band :

Age 18-29:

1 person: $369.00 

2 married: $729.00   

1 person plus children: $719.00   

Family: $999.00  


Age 30-34:

1 person:  $419.00  

2 married:  $759.00     

1 person plus children:  $743.00 

Family:  $1,039.00 


Age 45-54:

1 person: $459.00  

2 married: $809.00      

1 person plus children: $789.00 

Family: $1,109.00  


Age 55-64:

1 person:  $509.00   

2 married:  $839.00       

1 person plus children: $799.00   

Family: $1,129.00 


If you'd like a better understanding of how LifeX can offer such robust coverage at a low price, contact us: 704-940-6654

Group Health Insurance

Offer your employees the best health insurance coverage with our group health insurance plans. Save money on your healthcare costs while providing top-notch benefits to your staff.

Dental Insurance

Get coverage for routine check-ups, fillings, and other dental procedures with our dental insurance plans. Keep your teeth healthy and your wallet happy.

Vision Insurance

Take care of your eyes and save money on eyeglasses, contact lenses, and other vision-related expenses with our vision insurance plans.

Short-Term Health Insurance

Get temporary health insurance coverage while you're between jobs, waiting for open enrollment, or in any other transitional period. Protect your health and your finances.

LifeX Offers Affordable Health Coverage Plans!

Ready to sign up for LifeX Health coverage?

LIFEX Coverage Sign Up / Contact Us

Ready to sign up for LifeX's offered Group  Health coverage?


Call us:

704-940-6654


Text us:

704-360-0462


Set an appointment with us:

Calendar


Email us:  team@smartinsurancestrategies.com 


Brokers: Join our award-winning team!

Since 2016 Copyright © 2025 Smart Insurance Strategies - All Rights Reserved 704-940-6654

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